Hello, you’re in the right place.
We’re glad you’re here.
With more than 370 1st Franklin offices throughout Alabama, Georgia, Kentucky, Louisiana, Mississippi, South Carolina, Tennessee, Texas, and Virginia, we’re not far from home offering loans to our neighbors for over 80 years.
We take a genuine interest in our customers and provide a level of service that has made us known as the Friendly Franklin Folks. We look forward to serving you.
You can start your application online, over the phone or at your local 1st Franklin Financial branch. If you apply online, we will contact you within 2 business days. Online applications submitted during non-business hours will be reviewed the next business day.
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After your initial approval, you’ll meet with a 1st Franklin Financial representative to discuss rates and terms, and complete your application. You’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare. See Checklist
After you review and accept your loan terms, you’ll sign your loan documents and get your money. You could have the money you need as soon as the next day. In some cases, in only a few hours!**